iTravelInsured Essential

Limited travel protection with cost effective coverage

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Plan Benefits

Ideal for U.S. residents traveling within the United States, the iTravelInsured Essential plan provides limited travel protection with cost effective coverage for trip cancellation and interruption, travel delay, and AD&D, as well as access to our 24/7 emergency non-insurance travel assistance service.

Maximum Limits
 
Trip Cancellation* Up to 100% of the non-refundable insured trip cost
Trip Interruption Up to 125% of the non-refundable insured trip cost
Trip Delay $2,000 ($250 per day after an initial delay of 12 hours)
Common Carrier AD&D $10,000
Coverage Type Excess only

Disclaimer

This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by SiriusPoint America Insurance Company under form series SA-ITI-19-1000 et al. SiriusPoint America Insurance Company is rated A- (Excellent) by AM Best 2023. The plans also contain non insurance Travel Assistance Services provided by iTravelInsured. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the insurance policy, including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/ agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. CA DOI toll free number: 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact International Medical Group 9200 Keystone Crossing Suite 800 Indianapolis, IN 46240 USA. Insurance@imglobal.com. +1 (317) 655-9796. iTravelInsured Insurance Services CA Non-Resident Producer License No. 0F17093.

The above is a summary of insurance benefits that are part of the plan. Please review the insurance policy for a detailed description of the terms, conditions, and exclusions. Availability and benefits may change per state. If you are not satisfied for any reason with the insurance policy, you may return it and receive a full refund within 10 days from the effective date of your coverage, as long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days. Insurance benefits are underwritten by Sirius America Insurance Company under form series SA-ITI-19-1000 et al.

*The trip cost protected by the trip cancellation benefit is determined by the amount of your trip cost that you elect to protect, up to the maximum benefit stated above.

**The trip cost protected by the trip interruption benefit is determined by the amount of your trip cost that you elect to protect for your trip cancellation benefit. All benefits are per insured person.

 

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  • "Although one hopes never to use travel insurance, IMG was a godsend throughout our ordeal. We couldn’t have done it without your continued assistance."
    Joan D. United States
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    While skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis.