Insurance

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Travel
Medical

Insurance

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Mission & NGO
Health Insurance

Top-Rated 4.6/5 Star Company

What is Mission & NGO Health Insurance?

IMG offers several international medical plans tailored to meet the needs of organizations, churches, social good programs, and non-governmental organizations sending volunteers, workers, and missionaries abroad to maximize the outreach experience and provide the security needed in adverse surroundings.

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What’s covered?

  • Emergency Illness
    or Injury

  • Emergency Medical
    Evacuation

  • Natural
    Disasters

  • Crisis
    Management

Do I need Mission & NGO Health Insurance?

It’s important to consider that your domestic health insurance may not cover you outside of your home country. Depending on your destination, local medical facilities may require proof of insurance before they administer treatment, or they may not have the resources to treat you properly, thus requiring a medical evacuation. While many churches, missions, and NGO nonprofit groups handle the arrangements for your trip, you should make sure you understand the basics of your insurance plan before you leave.

What factors should I consider?

  • High-Quality Medical Care - Some destinations lack access to high-quality medical care, while others pose health and safety risks for travelers. Consider global pandemics, the risk of terror attacks, political climate, and more.

  • Emergency Evacuations - Mission trips often take place in remote areas of the world, and if you experience an emergency, it can sometimes be difficult to find quality care or coordinate an early return home. Many plans include coverage for evacuations due to medical emergencies, natural disasters, political unrest, and more.

  • Language Barriers - You may encounter language and currency barriers that prevent you from accessing high-quality medical care. Nearly 7,000 languages are spoken around the world, while 180 currencies are used across the globe.

  • Cost - Our short-term missionary and NGO insurance plans are designed for individuals and groups. These plans average around $2.00 per day for all ages (based on trip length and benefit levels). For career missionaries or volunteers, we also offer long-term coverage options that vary in price depending on your age and health.

  • Coverage Limitations - When living or traveling abroad for extended periods, you won't be covered by either public or private health plans in your home country, and you may not have access to the national health insurance program in your destination country.

  • Coverage Requirements - You may need travel health insurance depending on the purpose of your trip. Many mission-sending organizations and destination countries may require coverage.

Choosing the right plan

Mission and NGO health insurance plans offer various levels of coverage for volunteers, workers, and missionaries exploring the world. Outreach Travel Medical Insurance plans are specifically tailored for individual and group missionaries, Patriot Lite and Patriot Platinum provide coverage for anyone traveling outside the U.S., and MP+ International plans provide annually renewable health insurance for mission groups of two or more. No matter which plan you choose, rest assured that IMG will be there for you in the event of an unexpected illness or emergency.

Outreach

Medical
$50,000 - $2,000,000
Medical Evacuation
Up to $500,000
Dental
Included
Urgent Care
Included
Telehealth
Not Included
Recommended

Patriot Platinum

Medical
$2,000,000 - $8,000,000
Medical Evacuation
Up to $8,000,000
Dental
Included
Urgent Care
Included
Telehealth
Included

Patriot Lite

Medical
$50,000 - $1,000,000
Medical Evacuation
Up to $1,000,000
Dental
Included
Urgent Care
Included
Telehealth
Optional Add-On

Additional Plan

What types of trips qualify for Mission or NGO Health Insurance?

  • Faith-Based - According to a Globus Religious Travel Study, over 16 million people plan on taking a religious-affiliated trip at some point in their life. Nearly half of them will book that trip through their church, which makes up the most common type of trip that qualifies for mission insurance: a short-term trip with a faith-based group in effort to spread awareness.

  • Social Good - For those seeking to help a cause without a religious affiliation, social good trips are an excellent choice. Social good trips may offer a vacation, while also including a rewarding volunteer experience. These trips are often available through non-profit organizations or NGOs.

  • Disaster Relief - Sometimes people are driven into action by the unexpected. Disaster relief trips are a great way to contribute to a time-sensitive cause that may hit close to home.

  • Other Types of Trips - Mission and social good trips have evolved into many niches over the years, allowing you to find a trip that fits your needs. Some examples include gap year mission trips, adult mission trips, world races, and many more.

Leave Your Mark

IMG's Annual Global Outreach grant

IMG has earned a reputation for excellence and dependability within the missionary and social good community. Each year, IMG awards $10,000 to organizations and individuals fund their global outreach efforts. Get more information about the contest and read about past grant recipients.

Top-rated coverage. Global peace of mind.

Rest assured knowing IMG is there with you, wherever your travels take you, providing worldwide coverage, international claims specialists, and access to 24/7 emergency assistance services with multilingual capabilities. We specialize in many common travel protection areas so you can travel with global peace of mind.

Kind Words from Happy Customers

  • I use IMG for almost every travel in the US and am now also using them for international travel. I've only ever had great experiences, the prices are phenomenal and the ease of signing up is unbeatable.

    Rina G.
  • Very user-friendly online application process with various options to match your budget or needs.

    Thomas F.
  • The experience on the website is fantastic, and this is the third time I purchased this insurance for my trips to Spain…

    Mercedes P.
  • I have used IMG several times. I highly recommend this company - great coverage with reasonable premiums!

    Inna C.
  • I used the coverage from IMG 5 years ago on a trip to Europe, and I am happy to use it again. The platform is easy to navigate with diverse options to pick from according to your needs.

    Serge D.
  • Simple and straight forward combined with good coverage for the price. This is our third policy with IMG, and we have been very satisfied.

    James B.
  • Easy to use and understand. I have been very satisfied with my previous purchases from this company and will continue to use them in the future.

    Arwen F.
  • Very easy to navigate. The plans offered are very reasonable and straight forward. I have used IMG on several occasions and I'm very pleased with the service.

    Randy K.
  • Reasonable price. Easy to purchase. I’ve been using this company for several years. Happy customer.

    Reid R.
  • I have used IMG for all international travel for the past several years and it’s been an easy experience. I filed one claim along the way, and that too, was easy.

    Diane B.
  • We have been using IMG travel insurance for several years. When there is a covered expense, their response is very timely, and the claims process is easy to follow. Reimbursement is also very timely.

    Leroy P.
  • I have actually used my coverage in 2023 when traveling to Bangkok and was hospitalized with pneumonia. Everything was taken care of with no surprises. I won't travel internationally without IMG.

    Rod M.

Frequently Asked Questions

Check out answers to some of our commonly asked questions.

If you're planning a trip with multiple destinations, such as a vacation to Europe, you'll want to select the country that you plan on spending the most time in. Your travel medical insurance will cover you for the entirety of your trip and in countries outside of your own.

In addition to the medical and health coverage, healthcare provider access, and other benefits you expect from IMG plans, we offer missionary-specific insurance benefits like coverage for furlough and political evacuations. See your plan befits information for more!

IMG plans provide you access to more than 17,000 providers through our International Provider Access (IPA) while you're outside of the United States. Our multilingual customer service centers, claims administrators, and 24-hour emergency care coordinators are ready if the unforeseen does happen during your mission trip.

Insurance prices are regulated by the government - you won't find a better price on IMG insurance plans anywhere else.