Insurance

Travel Insurance

Travel Insurance

Protect Your Trip Investment with iTravelInsured Travel Insurance Plans

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What is travel insurance?

Travel insurance is a great way to protect your financial investment for your trip. Travel benefits can provide coverage for prepaid, non-refundable trip costs and some plans also offer limited medical benefits.

Travel Insurance may provide coverages such as:

  • Trip cancellation
  • Trip delay
  • Trip interruption
  • Baggage and person effects
  • Emergency medical evacuation
  • Accident and sickness medical expenses

Do I need travel insurance?

There are many reasons why you should consider travel insurance. While trip cancellation coverage is not mandatory, some countries require proof that a traveler has travel medical coverage before allowing entry. For more information on finding the right plan for you, check out "How to Choose the Best Travel Protection Plan for You".

Factors to consider:

  • Could you afford to lose your non-refundable, pre-paid travel expenses in the case of your trip being cancelled due to an unforeseen event (ex: death of a family member)?
  • Are you traveling to a destination that may be affected by severe weather?
  • If you were to get sick or injured on the trip, would you be unable to pay out of pocket for the necessary healthcare?
  • If your flight is delayed, would you seek reimbursement for the inconvenience and additional charges such as change fees?
  • If your luggage is lost or stolen, could you afford to replace the missing baggage or personal effects?

Our recommended plans:

The iTravelInsured Travel SE and iTravelInsured Travel LX plans are our most popular and recommended plans for domestic and international destinations. Travel protection is available whether traveling on a cruise, tour, or vacation abroad. These plans also includes coverage for additional kennel fees caused by a travel delay.

In addition providing the highest level of benefits, what also sets the iTravelInsured Travel LX plan apart is the optional Cancel For Any Reason coverage it also provides.



Most Popular
iTravelInsured Travel SE

Trip Protection

Medical Coverage

iTravelInsured Travel SE

Trip Protection

Medical Coverage

  • Trip interruption benefit up to 150% of trip cost
  • $250,000 medical expense coverage for unexpected illnesses & accidents while traveling
  • COVID-19 treated the same as any other illness
  • $500,000 coverage for emergency medical evacuation
  • 24/7 access to telehealth services for non-emergency medical issues. (Teladoc is a non-insurance assistance service).
  • Trip cancellation benefit up to 100% of trip cost
  • Trip interruption benefit up to 150% of trip cost
  • $250,000 medical expense coverage for unexpected illnesses & accidents while traveling
  • COVID-19 treated the same as any other illness
  • $500,000 coverage for emergency medical evacuation
  • 24/7 access to telehealth services for non-emergency medical issues. (Teladoc is a non-insurance assistance service).

Trip Protection

Medical Coverage

Recommended
iTravelInsured Travel LX

Trip Protection

Medical Coverage

iTravelInsured Travel LX

Trip Protection

Medical Coverage

  • Optional Cancel for Any Reason benefit
  • Trip cancellation benefit up to 100% and interruption up to 150% of trip cost
  • COVID-19 treated the same as any other illness
  • $500,000 medical expense coverage for unexpected illnesses & accidents while traveling
  • 24/7 access to telehealth services for non-emergency medical issues. (Teladoc is a non-insurance assistance service).
  • Cancel/Interruption for Any Reason benefit available as optional upgrade
  • Trip cancellation benefit up to 100% and interruption up to 150% of trip cost
  • COVID-19 treated the same as any other illness
  • $500,000 medical expense coverage for unexpected illnesses & accidents while traveling
  • 24/7 access to telehealth services for non-emergency medical issues. (Teladoc is a non-insurance assistance service).

Trip Protection

Medical Coverage

We've got you covered

Rest assured knowing IMG is there with you, wherever your travels take you, providing worldwide coverage, international claims specialists, and access to 24-hour emergency assistance services with multilingual capabilities.

We specialize in many common travel protection areas so you can travel with global peace of mind:

  • Trip Cancellation - One of the most common reasons for purchasing travel insurance is to protect your financial investment in the event you have to cancel your trip. Having travel insurance with a trip cancellation benefit can help you to avoid losing the money you’ve invested in a trip you can no longer take.
  • Travel Insurance for Flights - Whether the airline loses your bags, your flight gets delayed or cancelled, or a host of other unexpected issues, having travel insurance can provide financial protection when something goes wrong and makes your trip more expensive.
  • Travel Insurance For a Cruise - Unlike other vacations, it’s likely for cruise-goers to have paid for most of their vacation before ever stepping foot on the ship. With travel insurance, you can insure your prepaid, non-refundable cruise, flight, and other trip costs so that you’re covered in case the unexpected happens before or during your travels.
  • Cancel For Any Reason (CFAR) Insurance - Cancel For Any Reason coverage is a travel insurance benefit that allows you to get partially reimbursed for cancelling a trip for a reason not otherwise covered under your plan. You can quite literally cancel a trip for any reason, and still get some of your money back.
  • Travel Insurance for Pet Owners - Travel protection plans with specific benefits for pet owners. We also understand it's just as important to look out for your pets when you're not traveling, which is why we've partnered with Fetch so you can give your dog or cat the care they need without ever worrying about the cost.

Frequently Asked Questions

Check out answers to some of our commonly asked questions.

I already have coverage...or do I?
What events are covered under the trip interruption benefit?

The perils protected against are listed in your plan document. These perils are similar to the trip cancellation perils except they provide coverage once you depart for your covered trip. The insured is reimbursed for unused non-refundable travel arrangements plus additional transportation costs.

When does insurance coverage begin?

Coverage begins at 12:01 a.m. on the day after the date the appropriate payment for this plan is received. This is your “Effective Date” and begins the trip cancellation benefits. Most other coverages begin when you depart on the first travel arrangement for your trip.

Do I get my money back if I cancel my trip?

To be eligible for trip cancellation reimbursement, you must cancel your trip due to one of the reasons covered in your plan. You may add Cancel for Any Reason coverage to our LX plan. This allows you to cancel for any reason not otherwise covered by your plan and receive a partial refund. Additional terms apply.**

Does my credit card or domestic medical insurance policy cover my travel expenses?

It is best to check all of your existing insurance policies before traveling abroad so that you're aware of how you're covered and where you have gaps in your existing coverage.

Protect your trip, travel expenses, & health

Get a quick & easy quote today to see prices and find your plan.

See Plans

This website contains highlights of the plans developed by International Medical Group, which include travel insurance coverages underwritten by SiriusPoint America Insurance Company under form series SA-ITI-19-1000 et al and United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al, and TP-401 et al, and non-insurance Travel Assistance Services provided by International Medical Group. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact International Medical Group 9200 Keystone Crossing, Indianapolis, IN 46240 USA. +1(317) 655-9796. Insurance@imglobal.com. CA Non-Resident Producer License No. 0F17093. While International Medical Group markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by International Medical Group, and International Medical Group does not receive compensation from USF for providing the non-insurance components of the plans.