Insurance

We know insurance can be confusing - let us help you find the right plan that best suits your needs. It's quick and easy, and you'll be on your way in minutes!

Find Your Plan

Travel
Medical

Insurance

Learn More

Insurance for
Business Travel

Top-Rated 4.6/5 Star Company

What is Insurance for Business Travel?

With IMG's international employer and business insurance plans, employees get the coverage they need to succeed internationally. Round-the-clock access to emergency medical and travel assistance, easy-to-use online tools, group plan management resources, and multilingual claims specialists are just a few of the ways employees enjoy their travels with an IMG plan.

View Plans

What’s covered?

  • Trip
    Delay

  • Baggage &
    Personal items

  • Emergency
    Med-Evac

  • Accident &
    Sickness

Do I need insurance for my business trip?

Employees working and living internationally need reliable access to high-quality health care and the kind of personalized service that demonstrates how much their well-being matters to your organization. There are many different types of insurance plans you can explore when taking a business trip. You have enough to worry about when you're traveling for work. Don't let your medical coverage be an uncertainty.

What factors should I consider?

  • Travel Expenses - Could you afford to lose your non-refundable, pre-paid travel expenses in the case of your trip being cancelled due to an unforeseen event (ex: death of a family member)?

  • Severe Weather - Are you traveling to a destination that may be affected by severe weather?

  • Out-of-pocket Costs - If you were to get sick or injured on the trip, would you be unable to pay out of pocket for the necessary healthcare?

  • Flight Delays - If your flight is delayed, would you seek reimbursement for the inconvenience and additional charges such as change fees?

  • Lost or Stolen Luggage - If your luggage is lost or stolen, could you afford to replace the missing baggage or personal effects?

Choosing the right plan

The Global Employer’s Option℠ (GEO) is a worldwide annually renewable benefits program designed for groups of two or more internationally assigned employees. For individual coverage, consider an iTravelInsured or Patriot plan. Not all benefits listed on this page are available on all plans. Please read your plan documents for details.

Patriot Lite Secondary Coverage What's This?

Medical
$50,000 - $1,000,000
Medical Evacuation
Up to $1,000,000
Trip Cancellation
Not Included
Trip Interruption
Not Included
Telehealth
Optional Add-On
Recommended

iTravelInsured Travel SE Primary Coverage What's This?

Medical
$ 250,000
Medical Evacuation
$ 500,000 per person
Trip Cancellation
Up to 100% of trip cost
Trip Interruption
Up to 150% of trip cost
Telehealth
Included

Patriot Platinum Secondary Coverage What's This?

Medical
$2,000,000 - $8,000,000
Medical Evacuation
Up to $8,000,000
Trip Cancellation
Optional Add-On
Trip Interruption
Optional Add-On
Telehealth
Included

Top-rated coverage. Global peace of mind.

Rest assured knowing IMG is there with you, wherever your travels take you, providing worldwide coverage, international claims specialists, and access to 24/7 emergency assistance services with multilingual capabilities. We specialize in many common travel protection areas so you can travel with global peace of mind.

Trip Cancellation - Protect your financial investment in the event you have to cancel your trip. Having travel insurance with a trip cancellation benefit can help you to avoid losing the money you’ve invested in a trip you can no longer take.

Travel Insurance for Flights - Whether the airline loses your bags, your flight gets delayed or cancelled, or a host of other unexpected issues, having travel insurance can provide financial protection when something goes wrong.

Cancel For Any Reason (CFAR) Insurance - Cancel For Any Reason coverage is a travel insurance benefit that allows you to get partially reimbursed for cancelling a trip for a reason not otherwise covered under your plan. You can quite literally cancel a trip for any reason, and still get some of your money back.

Travel Insurance for Pet Owners - We understand pets are like family, which is why we’ve designed some travel protection plans to include benefits specifically for pet owners. We also understand it's just as important to look out for your pets when you're not traveling, which is why we've partnered with Fetch, so you can give your dog or cat the care they need without ever worrying about the cost. (Fetch is separate from the travel protection plan being offered and is not an insurance benefit underwritten by USF.)

Kind Words from Happy Customers

  • I use IMG for almost every travel in the US and am now also using them for international travel. I've only ever had great experiences, the prices are phenomenal and the ease of signing up is unbeatable.

    Rina G.
  • Very user-friendly online application process with various options to match your budget or needs.

    Thomas F.
  • The experience on the website is fantastic, and this is the third time I purchased this insurance for my trips to Spain…

    Mercedes P.
  • I have used IMG several times. I highly recommend this company - great coverage with reasonable premiums!

    Inna C.
  • I used the coverage from IMG 5 years ago on a trip to Europe, and I am happy to use it again. The platform is easy to navigate with diverse options to pick from according to your needs.

    Serge D.
  • Simple and straight forward combined with good coverage for the price. This is our third policy with IMG, and we have been very satisfied.

    James B.
  • Easy to use and understand. I have been very satisfied with my previous purchases from this company and will continue to use them in the future.

    Arwen F.
  • Very easy to navigate. The plans offered are very reasonable and straight forward. I have used IMG on several occasions and I'm very pleased with the service.

    Randy K.
  • Reasonable price. Easy to purchase. I’ve been using this company for several years. Happy customer.

    Reid R.
  • I have used IMG for all international travel for the past several years and it’s been an easy experience. I filed one claim along the way, and that too, was easy.

    Diane B.
  • We have been using IMG travel insurance for several years. When there is a covered expense, their response is very timely, and the claims process is easy to follow. Reimbursement is also very timely.

    Leroy P.
  • I have actually used my coverage in 2023 when traveling to Bangkok and was hospitalized with pneumonia. Everything was taken care of with no surprises. I won't travel internationally without IMG.

    Rod M.