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Contact UsVisitor insurance most commonly refers to international travel medical insurance plans designed for international travelers visiting the United States of America. These plans are perfect for non-U.S. citizens who have domestic health insurance, but aren’t covered outside of their home country.
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Visitor insurance is not required to travel to the U.S. on a B-2 visa. However, in the United States, healthcare costs are much higher than the rest of the world, and an unexpected illness could result in you owing thousands of dollars. IMG's visitor insurance plans provide a wide range of coverage options, access to multilingual customer service experts, and 24/7 assistance services to make traveling internationally less stressful.
What factors should I consider?
U.S. Healthcare Costs - Receiving medical care in the U.S. can be much more expensive than in other countries, and while you may never intend to need health coverage, purchasing a visitor insurance plan can help protect you and/or your loved ones from an unexpected illness or injury.
Coverage Options - Higher maximum limits and lower deductibles will increase your plan costs. Consider how much you could afford in addition to your deductible if something unexpected were to happen while you’re away.
Pre-Existing Coverage - Do you have a pre-existing medical condition that may require specialized treatment while you're visiting the United States? Select plans include coverage for pre-existing conditions, so you can get the appropriate care you need.
Visitor insurance plans are excellent for non-U.S. citizens traveling to America. Whether its visiting family members or friends, vacationing, or taking a business trip, visitor insurance can protect you from unexpected illnesses or injuries that occur while away from your home country. Purchasing visitor insurance is a very simple process as no medical exam or medical history review is necessary to get coverage. If you need help picking the best option for you, read How to Choose the Best Visitor Insurance Plan.
Rest assured knowing IMG is there with you, wherever your travels take you, providing worldwide coverage, international claims specialists, and access to 24/7 emergency assistance services with multilingual capabilities. We specialize in many common travel protection areas so you can travel with global peace of mind.
Millions of Doctors and Teledocs - While traditional health insurance may limit you to certain providers, a global policy allows you to choose the hospital or doctor for your medical evaluation and treatment, including telehealth appointments on some plans.
24/7 Support & Assistance - Our multilingual in-house staff of nurses, doctors, and case managers provide 24/7/365 assistance services in case of emergency.
Safety Solutions - We know your safety while traveling abroad is important to you, so IMG's visitor insurance plans have solutions for physical health, mental wellness, financial protection, crisis support, and personal property.
Coverage for Pre-Existing Conditions - Our Visitors Protect plan offers coverage for pre-existing conditions that gradually develop or worsen over time (such as diabetes or high blood pressure). This plan is designed specifically for individuals and families traveling from their home country to the United States, Canada, and Mexico. Patriot America Plus and Patriot America Platinum plans offer coverage for acute onset of pre-existing conditions only.
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