Cruise Insurance

Missed Port Coverage

Unless you live near a port, you will likely have to book a flight to get to your trip departure destination. What happens if your flight is delayed – or worse – cancelled? Suddenly, your dream cruise turns into a nightmare, and you can’t make it to the port in time. With travel insurance, you can be reimbursed for your additional transportation costs incurred to join your departed cruise.

Lost and Damaged Luggage Reimbursement

You may not have issues with your flight arriving on time, but what if you are waiting at baggage claim and realize your bag didn’t make it to your destination or is delayed? An iTravelInsured travel protection plan includes baggage and personal effects coverage which reimburses damaged, lost, or stolen luggage. If your bags are delayed a certain number of hours, your plan also includes baggage delay benefits that can offer you reimbursement for necessary clothing or personal items you have to buy while waiting for the bags to arrive. By having this protection, you may worry less about boarding the ship without clothing and personal items.

Medical Emergency Coverage for Illness or Injury

Not only do you want to protect your trip investment, but you also want to protect your health – especially in the exotic locations you may visit. Cruise ships may only have medical facilities equipped to handle minor injuries and illnesses. If you become injured or sick beyond what the medical facilities onboard can handle, the cruise ship may direct you to the hospital at the next port or a medical evacuation may be necessary. Without travel protection, you could be responsible for paying out-of-pocket for these types of healthcare expenses.

IMG’s iTravelInsured travel protection plans also treat COVID-19 the same as any other sickness for all coverages that are triggered by sickness or that can reimburse losses resulting from a sickness. This means, if you contract COVID-19 while on your cruise, any related medical treatment you receive could be covered.