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It's likely for cruise-goers to have paid for most of their vacation before ever stepping foot on the ship. With travel insurance, you can protect your prepaid, non-refundable trip costs so that you can be covered in case the unexpected happens before or during your travels.
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Setting sail for a cruise vacation never gets old. Between the delicious food, on-ship entertainment, visiting multiple destinations, and basking in the sun, there is something for the whole family to enjoy. While planning for and embarking on a cruise is an exciting experience, cruise-goers should also plan on protecting themselves and their trip expenses from the unexpected by having travel protection.
What factors should I consider?
Missing the Boat - Unless you live near a port, you will likely have to book a flight to get to your trip departure destination. What happens if your flight is delayed - or worse - cancelled? Suddenly, your dream cruise turns into a nightmare, and you can't make it to the port in time. With travel insurance, you can be reimbursed for your additional transportation costs incurred to join your departed cruise.
Lost Baggage - You may not have issues with your flight arriving on time, but what if you are waiting at baggage claim and realize your bag didn’t make it to your destination or is delayed? An iTravelInsured travel protection plan includes baggage and personal effects coverage which reimburses damaged, lost, or stolen luggage. If your bags are delayed a certain number of hours, your plan also includes baggage delay benefits that can offer you reimbursement for necessary clothing or personal items you have to buy while waiting for the bags to arrive.
Protecting Prepaid Expenses - Cruises are a convenient way to travel, not only for the transportation aspect, but also because most of your activities are booked and paid for in advance. Depending on your plan, you may be covered in the event you have to miss a prepaid activity because you are sick.
Cancelling Your Cruise - Because cruises are planned so far in advance, it's impossible to know what lies ahead 9-12 months from the time you book your trip. A travel protection plan from IMG provides trip cancellation and trip interruption coverage for several unpredictable reasons, including loss of a family member, sudden illness, and more covered reasons.
Getting Injured or Sick - Not only do you want to protect your trip investment, but you also want to protect your health — especially in the exotic locations you may visit. Cruise ships may only have medical facilities equipped to handle minor injuries and illnesses. If you become injured or sick beyond what the medical facilities on board can handle, the cruise ship may direct you to the hospital at the next port, or a medical evacuation may be necessary. Without travel protection, you could be responsible for paying out of pocket for these types of health care expenses.
Cost - The cost of an iTravelInsured travel protection plan is calculated using factors such as the level of coverage, the percentage of your prepaid, non-refundable trip costs, your age, and other factors. You’ll find that many cruise lines often offer a travel insurance plan as an add-on when booking the cruise, but you may encounter different restrictions, limitations, and costs. Review these options carefully as a travel protection plan from IMG may be a better fit for your needs.
Designed for cost-conscious travelers, iTravelInsured Choice provides well-rounded coverage at an economical price and is ideal for domestic or international vacations, weekend getaways, cruises, and more. iTravelInsured Travel SE and iTravelInsured Travel LX have higher maximum limits and include additional benefits not found on iTravelInsured Choice, like coverage for additional pet kennel fees caused by a travel delay.
Rest assured knowing IMG is there with you, wherever your travels take you, providing worldwide coverage, international claims specialists, and access to 24/7 emergency assistance services with multilingual capabilities. We specialize in many common travel protection areas so you can travel with global peace of mind.
Trip Cancellation - Protect your financial investment in the event you have to cancel your trip. Having travel insurance with a trip cancellation benefit can help you to avoid losing the money you’ve invested in a trip you can no longer take.
Travel Insurance for Flights - Whether the airline loses your bags, your flight gets delayed or cancelled, or a host of other unexpected issues, having travel insurance can provide financial protection when something goes wrong.
Travel Insurance for a Cruise - It’s likely for cruise-goers to have paid for most of their vacation before ever stepping foot on the ship. With travel insurance, you can insure your prepaid, non-refundable cruise, flight, and other trip costs so that you’re covered in case the unexpected happens before or during your travels.
Cancel For Any Reason (CFAR) Insurance - Cancel For Any Reason coverage is a travel insurance benefit that allows you to get partially reimbursed for cancelling a trip for a reason not otherwise covered under your plan. You can quite literally cancel a trip for any reason, and still get some of your money back.
Travel Insurance for Pet Owners - We understand pets are like family, which is why we’ve designed some travel protection plans to include benefits specifically for pet owners. We also understand it's just as important to look out for your pets when you're not traveling, which is why we've partnered with Fetch, so you can give your dog or cat the care they need without ever worrying about the cost. (Fetch is separate from the travel protection plan being offered and is not an insurance benefit underwritten by USF.)
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