Insurance

Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.

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Travel Medical
Insurance

Temporary coverage for accidents, sicknesses, & emergency evacuations when visiting or traveling outside of your home country.

International Health Insurance

Annually renewable international private medical insurance coverage for expats and global citizens living or working internationally.

Travel
Insurance

Coverage designed to protect you from financial losses should your trip be delayed, interrupted, or cancelled.

Traveler Services

Non-insurance services for worldwide emergency evacuation, field rescue, medical transport, and 24/7/365 travel assistance.

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Enterprise
Services

Meet your duty of care obligations with confidence, knowing your travelers are safe, healthy, and connected wherever they may be in the world.

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Insurance Administrative Services

Designed to Reduce Your Health Costs

Summary of Services

Claims Administration
Service Information
 
Claims Administration Review and payment of claims.
Premium Collection and Enrollment Annual mode, no medical underwriting, and rating based on total travel days (for group) and location of risk (including any hazards/exclusions).
Eligibility and Census Management Determines who is eligible for coverage under the plan. Eligibility requirements differ based on the product. Census Management has the ability to extend, add, delete coverage for members on the policy/plans.
Pre-authorization of Medical Care IMG can determine if a service, treatment, or Durable Medical Equipment (DME) is medically necessary in a given situation and can provide a guarantee of payment for the services provided.
Health Management A pre-trip educational service that’s designed with wellness and disease management in mind. This service aims to help individuals eat healthily, manage body weight, and improve their overall physical well-being in preparation for travel.
Third Administration Party Services
Service Information
 
Claims Administration Review and payment of claims.
Premium Collection and Enrollment Annual mode, no medical underwriting, and rating based on total travel days (for group) and location of risk (including any hazards/exclusions).
Eligibility and Census Management Determines who is eligible for coverage under the plan. Eligibility requirements differ based on the product. Census Management has the ability to extend, add, delete coverage for members on the policy/plans.
Pre-authorization of Medical Care IMG can determine if a service, treatment, or Durable Medical Equipment (DME) is medically necessary in a given situation and can provide a guarantee of payment for the services provided.
Health Management A pre-trip educational service that’s designed with wellness and disease management in mind. This service aims to help individuals eat healthily, manage body weight, and improve their overall physical well-being in preparation for travel.
 

Need Extra Protection and Coverage?

Explore our international medical & travel insurance options.