Cancel for Any Reason (CFAR) Insurance

Show Plans

iTravelinsured LX

What is Cancel For Any Reason (CFAR) Insurance?

Cancel For Any Reason coverage is a travel insurance benefit that allows you to get partially reimbursed for cancelling a trip for a reason not otherwise covered under your plan. You can quite literally cancel a trip for any reason, and still get some of your money back. IMG’s iTravelInsured Travel LX plan offers Cancel For Any Reason as an optional add-on benefit. It is bundled with Interruption for Any Reason (IFAR). Additional costs and terms apply.

Man in hospital bed with nurse

Trip Cancellation vs. Cancel For Any Reason

The Trip Cancellation benefit reimburses you up to 100% of your insured trip cost, but only if certain covered reasons cause the cancellation. The Cancel For Any Reason benefit reimburses you a portion of your trip cost if you cancel for any reason not already covered under the plan. CFAR comes as an optional add-on to LX plan only for an additional cost. Additional terms apply to the above; CFAR is not available to New York residents.

The following situations are examples of common covered reasons that standard Trip Cancellation benefits may cover:

  • Illness
  • Hurricanes & other natural disasters
  • Job loss or involuntary job relocation
  • Complications of Pregnancy
  • Death of your family member or traveling companion

Please note that the above listed perils are subject to further restrictions and additional terms apply. Refer to the plan document, which is sent upon purchase, for complete details.

Husband and wife with child
Woman applying for job

Why get Cancel For Any Reason Insurance?

Nobody wants to cancel a trip, but unfortunately life happens. There are many reasons why you may have to call off a trip, and standard Trip Cancellation benefits do not cover all of them. Adding Cancel For Any Reason coverage gives you peace of mind knowing if you do have to make the tough choice and cancel a trip, you can get some of your hard-earned money reimbursed.

Here are some scenarios that can be covered by the Cancel For Any Reason benefit, but not the standard Trip Cancellation benefit:

  • Worry or fear over travel because of COVID-19 or other safety concerns
  • You change your mind about going on the trip completely and would rather stay home
  • Unexpected family situation
  • Moving or starting a new job the week you were supposed to travel
  • You and your traveling companion no longer want to travel together

How much does it cost to add the CFAR insurance benefit?

Cancel For Any Reason (CFAR) coverage, which is bundled with Interruption for Any Reason (IFAR), comes at an additional cost to your travel protection plan. Adding CFAR/IFAR typically increases your plan cost by about 50%.

Additional terms apply. Get a quote today!

Popular Plans
Ideal for Travelers Wanting CFAR

Recommended
iTravelInsured Travel LX

iTravelInsured Travel LX

Robust plan with optional cancel and interruption for any reason benefits

Highlights

  • Cancel/Interruption for Any Reason benefits available as optional upgrade (Additional cost and terms apply. Not available in NY)
  • Trip cancellation benefit up to 100% and trip interruption up to 150% of trip cost
  • 24/7 access to telehealth services for non-emergency medical issues
  • $500,000 per person medical expense coverage for unexpected illnesses & accidents while traveling (including COVID-19)
  • Sickness, injury, or death of pet included as trip cancellation/trip interruption covered perils
  • Travel protection plan consists of travel insurance and other non-insurance travel assistance services
Plan Details View Brochure
Get Quote
Trip Protection
Medical Benefits

Additional Travel Protection Plans

iTravelInsured Essential

iTravelInsured Essential

Limited travel protection with cost effective coverage

iTravelInsured Travel Sport

iTravelInsured Travel Sport

Trip cancellation and interruption coverage for sport or adventure travel

iTravelInsured Travel SE

iTravelInsured Travel SE

Family-friendly plan for domestic and international destinations.

iTravelInsured Travel Lite

iTravelInsured Travel Lite

budget-level plan for price-conscious travelers.

Can I really cancel my trip for any reason?

Yes, typically! However, there are other important limitations you should know about before adding CFAR to your plan.

Insurance with Cancel For Any Reason coverage typically offers reimbursement for a percentage of your trip cost, not 100% of your trip cost. IMG’s iTravelInsured Travel LX plan Cancel For Any Reason add-on covers 75% of your non-refundable prepaid trip cost.

Cancel for Any Reason coverage for IMG’s iTravelInsured Travel LX plan does not cover the failure of your Travel Supplier to provide the bargained-for travel arrangements due to cessation of operations for any reason.

You must purchase your Cancel For Any Reason coverage within a certain number of days of your initial trip deposit. IMG’s iTravelInsured Travel LX plan requires you to purchase the Cancel For Any Reason add-on benefit at the same time that you purchase your base plan and within the time sensitive period.

You can’t cancel your trip at the last minute. You must cancel a certain number of days before your trip departs, depending on your plan. IMG’s iTravelInsured Travel LX plan requires you to cancel no later than 2 days prior to the scheduled departure date of the trip.

Cancel For Any Reason benefits only apply if you cancel your trip before you depart. If you have to cancel a trip once you’ve already left, Trip Interruption or Trip Interruption For Any Reason benefits could kick in depending on your reason for interrupting your trip (if your plan includes these benefits, such as IMG's iTravelinsured Travel LX plan). Please note that under the LX plan, CFAR and IFAR come as a bundle. Additional cost applies; not available in NY. Please see your plan document for complete details.