iTravelInsured Travel Lite

Budget-level plan for price-conscious travelers

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iTravelInsured Travel Lite
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Travel Insurance Protection Against Cancellations and Interruptions

The iTravelInsured Travel Lite plan is designed for travelers seeking to protect their trip investment against trip cancellation and trip interruption.

With iTravelInsured Travel Lite, you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered reason. Benefits are also provided for trip delays, baggage delays, and accident & sickness medical expenses while you are away from home.

Separate from these benefits, IMG can provide non-insurance emergency travel assistance, such as helping you replace lost travel documents or lost prescriptions, emergency cash transfers, and legal and medical referrals when necessary.

Highlights

  • Budget level plan for price-conscious travelers
  • Trip cancellation maximum benefit up to 100% of trip cost
  • Trip interruption maximum benefit up to 125% of trip cost
  • $125 per person per day, with a $500 maximum benefit per person for trip delay
  • $500,000 per person maximum benefit for medical evacuation and repatriation of remains

Made for...

  • Vacations / Holidays
  • Employers / Business Travelers

Coverage Information

Here are a few examples of covered trip cancellation and trip interruption perils. Please note that the listed perils are not all applicable to both trip cancellation and trip interruption; refer to the wording of the plan, which is sent upon purchase, for complete details. Additional terms apply to every peril.

Trip Cancellation & Trip Interruption - What’s Covered?*
 
Sickness, injury or death of insured, a family member, a travel companion, a business partner, or a child caregiver Yes
Insured’s primary residence or scheduled destination being rendered uninhabitable Yes
Documented theft of passports/visasYes
Involved in a merger, job loss or job relocationYes
Documented traffic accidentYes
Unannounced strikeYes
Inclement weather that causes delay or cancellation by your common carrier Yes
Mechanical breakdown of the common carrierYes
Mandatory evacuations due to national disastersYes
Emergency military duty for a natural disasterYes
A terrorist incidentYes
Revoked military leaveYes
Financial Insolvency or financial default of an entity that directly provides travel arrangements Yes
NOAA hurricane warning or watch at destinationYes
Court order to appear as witnessYes
Jury dutyYes
HijackYes
* This plan contains additional covered reasons not discussed above. Additional terms, conditions and limitations apply to the covered reasons for Trip Cancellation and Trip Interruption discussed above
Additional Information
 
Maximum Trip Duration180 days
Maximum Age Insured99
Pre-Existing Medical Condition Exclusion WaiverNot Available
Pre-Existing Condition Review Period60 days prior to effective plan date
RefundsYou may submit a cancellation request and receive a full refund within 10 days from the date of purchase, as long as you have not departed on your trip, incurred a loss, or filed a claim. The plan is non-refundable after 10 days.
Latest date plan can be purchased1 day before departure
24/7 Emergency Travel Assistance (Non-Insurance)Included
Minimum Trip Cost to be insured$200
Coverage TypeSecondary (Excess)
 

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  • "Although one hopes never to use travel insurance, IMG was a godsend throughout our ordeal. We couldn’t have done it without your continued assistance."
    Joan D. United States
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  • "I took comfort in the fact
    that IMG had my back."

    Mark K. - United States

    While skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis.