iTravelInsured Choice

Budget-friendly plan for domestic and international destinations

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Recommended iTravelInsured Choice
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iTravelInsured Choice offers a budget-friendly solution to travel’s worst moments. Whether it’s a cancelled flight, delayed baggage, or a medical emergency while away from home, iTravelInsured Choice provides benefits to help get you through it.

Separate from these benefits, IMG can provide non-insurance emergency travel assistance, such as helping you replace lost travel documents or lost prescriptions, emergency cash transfers, and legal and medical referrals when necessary. This plan also offers access to 24/7 non-insurance telehealth services. Use Teladoc to connect with a board-certified medical professional who can help diagnose, treat, and prescribe medications for many non-emergency medical issues over the phone or through online video consultation.

This travel protection plan is ideal for families traveling domestically or cruising abroad, couples and solo travelers exploring the world, weekend getaways, business travel, and nearly every trip in between. If you’re spending $10,000 or less per person on your trip, this is likely the iTravelInsured plan for you.

Highlights

  • Trip cancellation benefit up to 100% of trip cost
  • Trip interruption benefit up to 150% of trip cost
  • 24/7 access to telehealth services for non-emergency medical issues
  • $100,000 per person medical expense coverage for unexpected illnesses & accidents while traveling (Primary coverage)
  • Travel protection plan consists of travel insurance and other non-insurance travel assistance services

Made for...

  • Vacations / Holidays
  • Business Travelers

Coverage Information

Here are a few examples of covered trip cancellation and trip interruption perils. Please note that the listed perils are not all applicable to both trip cancellation and trip interruption; refer to the wording of the plan, which is sent upon purchase, for complete details. Additional terms apply to every peril.

Trip Cancellation & Trip Interruption - What’s Covered?*
 
Sickness, injury or death of insured, a family member, a travel companion, a business partner, or service animal Yes
Insured’s primary residence or scheduled destination being rendered uninhabitable Yes
Documented theft of passports/visasYes
Involuntary employment termination or layoffYes
Documented traffic accidentYes
Unannounced strikeYes
Inclement weather that causes delay or cancellation by your common carrier Yes
Mechanical breakdown of the common carrierYes
Mandatory evacuations due to national disastersYes
Emergency military duty for a natural disasterYes
A terrorist incidentYes
Revoked military leaveYes
Financial Insolvency or Financial default of an entity that directly provides travel arrangements Yes
NOAA hurricane warning or watch at destinationYes
Court order to appear as witnessYes
Jury dutyYes
HijackYes
PregnancyYes
Divorce or legal separationYes
Travel alert or travel warning for levels four (4) and higher or an evacuation order or travel ban Yes
* This plan contains additional covered reasons not discussed above. Additional terms, conditions and limitations apply to the covered reasons for Trip Cancellation and Trip Interruption discussed above
Additional Information
 
Maximum Trip Duration90 days
Maximum Age Insured99
Pre-Existing Condition Exclusion WaiverAvailable – plan must be purchased Within 21 days of the date your initial Payments or deposits for your trip is received. Additional terms apply.
Pre-Existing Condition Review Period60 days prior to effective plan date
RefundsYou may submit a cancellation request and receive a full refund within 10 days from the date of purchase, as long as you have not departed on your trip, incurred a loss, or filed a claim. The plan is non-refundable after 10 days.
Latest date plan can be purchased1 day before departure
24/7 Emergency Travel Assistance (Non-Insurance)Included
Minimum Trip Cost to be insured$500
Coverage TypePrimary
 

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  • "Although one hopes never to use travel insurance, IMG was a godsend throughout our ordeal. We couldn’t have done it without your continued assistance."
    Joan D. United States
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  • "I took comfort in the fact
    that IMG had my back."

    Mark K. - United States

    While skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis.