Insurance
Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.
Find Your PlanWhat type of coverage
do you need?
Travel Medical
Insurance
Temporary coverage for accidents, sicknesses, & emergency evacuations when visiting or traveling outside of your home country.
International Health Insurance
Annually renewable international private medical insurance coverage for expats and global citizens living or working internationally.
Travel
Insurance
Coverage designed to protect you from financial losses should your trip be delayed, interrupted, or cancelled.
Patriot Platinum Travel Medical Insurance
Temporary first-class health insurance for individuals, families, and groups
Premier Travel Medical Insurance for International Travelers
Provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical insurance product.
You have enough to worry about when you're traveling. Don't let your medical coverage be an uncertainty. IMG has developed two Patriot Platinum Travel Medical Insurance plans to provide you and your family superior protection and offer a complete package of international benefits available 24 hours a day. Patriot International PlatinumSM provides coverage for U.S. citizens traveling outside the U.S. with coverage for brief returns to the U.S., while Patriot America PlatinumSM provides coverage for non-U.S. citizens traveling outside their home country. Both plans are available for a minimum of five days up to a maximum of three years, in accordance with the terms of the Certificate of Insurance.
Additionally, the plans offer enhanced benefits and services to meet your global travel needs. You can choose from an extensive range of deductibles and maximum limits, you have exclusive access to our Global Concierge and Assistance ServicesSM, and you have access to more than 17,000 providers through our International Provider AccessSM (IPA) when seeking treatment outside the U.S. You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the UnitedHealthcare Options network.
Highlights
- COVID-19 coverage for travelers to the U.S.
- Coverages for inside and outside the U.S.
( Patriot America Platinum / Patriot International Platinum ) - Short-term travel medical coverage
- Coverage for individuals, groups, and their dependents
- Higher Limits & More Coverage than Patriot Lite Travel or Patriot Plus
- Freedom to seek treatment with hospital or doctor of your choice
Designed for...
Ideal for Traveling Outside of Your Home Country
Patriot LiteAmerica | Most Popular
Most Popular
Patriot PlusAmerica | Recommended
Recommended
Patriot PlatinumAmerica | |
---|---|---|---|
Maximum Limit | Up to $1,000,000 | Up to $1,000,000 | Up to $8,000,000 |
Deductible | $0 to $2,500 | $0 to $2,500 | $0 to $25,000 |
Extensions | 24 months | 24 months | 36 months |
Emergency Medical Evacuation | $1,000,000 | $1,000,000 | Up to maximum limit |
Coinsurance ( In Network ) | 100% | 100% | 100% |
Coinsurance ( Out of Network ) | 80% up to $5,000 - then 100% | 80% up to $5,000 - then 100% | 90% up to $5,000 - then 100% |
COVID-19 Coverage* | |||
Acute Onset of Pre-Existing Conditions | |||
Travel Intelligence | |||
Telehealth | Optional add-on available | Optional add-on available | |
Evacuation Plus | |||
* Up to policy maximum if contracted and treatment is provided after the policy effective date
Patriot LiteInternational | Recommended
Recommended
Patriot PlatinumInternational | |
---|---|---|
Maximum Limit | Up to $1,000,000 | Up to $8,000,000 |
Deductible | $0 to $2,500 | $0 to $25,000 |
Extensions | 24 months | 36 months |
Emergency Medical Evacuation | $1,000,000 | Up to maximum limit |
Coinsurance | 100% up to the maximum limit | 100% up to the maximum limit |
Incidental Emergency in the U.S. | Up to 2 weeks | Up to 2 weeks |
COVID-19 Coverage* | ||
Acute Onset of Pre-Existing Conditions | ||
Travel Intelligence | ||
Telehealth | Optional add-on available | |
Evacuation Plus | ||
* Up to policy maximum if contracted and treatment is provided after the policy effective date
All Patriot Series Plans Include...
Inpatient & Outpatient Services
- Physician Visits
- Urgent Care Clinic
- Emergency Room
- Intensive Care
Emergency Services
- Local Ambulance
- Natural Disaster Evac
- Return of Mortal Remains
- Return of Minor Children
Other Services
- Accidental Death & Dismemberment
- Dental Treatment
- Emergency Eye Exam
- Lost Luggage
- Identity Theft
- Pet Return
- Prescription Medication