Insurance
Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.
Find Your PlanWhat type of coverage
do you need?
Travel Medical
Insurance
Temporary coverage for accidents, sicknesses, & emergency evacuations when visiting or traveling outside of your home country.
International Health Insurance
Annually renewable international private medical insurance coverage for expats and global citizens living or working internationally.
Travel
Insurance
Coverage designed to protect you from financial losses should your trip be delayed, interrupted, or cancelled.
Patriot Lite Travel Medical Insurance
Temporary health insurance for individuals, families, and groups
Worry-Free Travel Medical Coverage for Individuals and Groups
Provides coverage for individuals, families, and groups who need temporary medical insurance while traveling for business or pleasure anywhere outside of your home country.
International travel can quickly turn into a frightening situation if you’re not prepared for a medical emergency. Most travelers assume they will be covered by their standard medical plan, but that isn’t the case. While traditional plans may offer adequate domestic coverage, they are not designed for international travel. Without even realizing it, you may be putting your health at risk. Travel with one of IMG’s two Patriot Lite travel medical insurance plans so you can spend more time enjoying your international experience and less time worrying about medical coverage.
Coverage may differ depending on your destination.
View All Plan Details.
Highlights
-
Coverages for inside and outside the U.S.
( Patriot America Lite / Patriot International Lite) - Short-term travel medical coverage
- Coverage for individuals, groups, and their dependents
- Available in daily and monthly rates
- Freedom to seek treatment with hospital or doctor of your choice
Designed for...
Ideal for Traveling Outside of Your Home Country
Patriot LiteAmerica | Most Popular
Most Popular
Patriot PlusAmerica | Recommended
Recommended
Patriot PlatinumAmerica | |
---|---|---|---|
Maximum Limit | Up to $1,000,000 | Up to $1,000,000 | Up to $8,000,000 |
Deductible | $0 to $2,500 | $0 to $2,500 | $0 to $25,000 |
Extensions | 24 months | 24 months | 36 months |
Emergency Medical Evacuation | $1,000,000 | $1,000,000 | Up to maximum limit |
Coinsurance ( In Network ) | 100% | 100% | 100% |
Coinsurance ( Out of Network ) | 80% up to $5,000 - then 100% | 80% up to $5,000 - then 100% | 90% up to $5,000 - then 100% |
COVID-19 Coverage* | |||
Acute Onset of Pre-Existing Conditions | |||
Travel Intelligence | |||
Telehealth | Optional add-on available | Optional add-on available | |
Evacuation Plus | |||
* Up to policy maximum if contracted and treatment is provided after the policy effective date
Patriot LiteInternational | Recommended
Recommended
Patriot PlatinumInternational | |
---|---|---|
Maximum Limit | Up to $1,000,000 | Up to $8,000,000 |
Deductible | $0 to $2,500 | $0 to $25,000 |
Extensions | 24 months | 36 months |
Emergency Medical Evacuation | $1,000,000 | Up to maximum limit |
Coinsurance | 100% up to the maximum limit | 100% up to the maximum limit |
Incidental Emergency in the U.S. | Up to 2 weeks | Up to 2 weeks |
COVID-19 Coverage* | ||
Acute Onset of Pre-Existing Conditions | ||
Travel Intelligence | ||
Telehealth | Optional add-on available | |
Evacuation Plus | ||
* Up to policy maximum if contracted and treatment is provided after the policy effective date
All Patriot Series Plans Include...
Inpatient & Outpatient Services
- Physician Visits
- Urgent Care Clinic
- Emergency Room
- Intensive Care
Emergency Services
- Local Ambulance
- Natural Disaster Evac
- Return of Mortal Remains
- Return of Minor Children
Other Services
- Accidental Death & Dismemberment
- Dental Treatment
- Emergency Eye Exam
- Lost Luggage
- Identity Theft
- Pet Return
- Prescription Medication